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Citi statement formats: CSV, QFX, QBO and PDF
For Citi credit cards, Citi says you can view and download statements from the past 12 months in formats including PDF, Quicken and Microsoft Money, and access statements online for up to 7 years. When a period is outside that window, or you only have the PDF, CSVLedger converts the Citi PDF statement to Excel, CSV, QBO or Xero CSV in your browser and checks the totals against the printed balances.
Updated October 29, 2026
Sourced from Citi's own help pages, checked October 29, 2026. Anything we could not confirm on an official page is marked "not verified".
What Citi offers
| Item | Citi |
|---|---|
| Native download formats | Cards: PDF, Quicken and Microsoft Money; CitiBusiness: QBO, QFX, QIF, CSV, BAI |
| How far back (transaction download) | Cards: download statements from the past 12 months; CitiBusiness: last 180 days |
| PDF statements online | Cards: up to 7 years online |
| Mobile app | Not verified |
Official sources (checked October 29, 2026):
Not verified
- Whether Citi personal (consumer) accounts offer a CSV download.
- How far back Citi personal checking activity can be downloaded.
What a Citi PDF statement contains
Checking and savings statements must show, under the CFPB's Regulation E (12 CFR 1005.9(b)): the amount and date of each electronic transfer, its type, the account number, fees, and the balance at the beginning and close of the period. Those opening and closing balances are what CSVLedger reconciles against.
Credit card statements must show, under Regulation Z (12 CFR 1026.7): the previous balance, each transaction, credits, fees and interest, the closing date of the billing cycle and the new balance. On a card, purchases increase the balance and payments reduce it, the opposite of a checking account.
These are legal minimums, not a description of this bank's exact layout. We have not verified the layout against real statements from this bank.
Common pitfalls
- Card statements older than 12 months are available online as PDF but not in the Quicken download.
- CitiBusiness credit accounts cannot export QBO/QFX, so QuickBooks users need CSV or a converted file.
- Statements downloaded from online banking are text PDFs and convert directly. Scanned or photographed paper statements have no text layer and are not supported yet.
Convert a Citi PDF statement with CSVLedger
- Download the statement PDF from Citi online banking.
- Open the converter for the format you need: Excel, CSV, QBO, Xero CSV or credit card to Excel.
- Drop the PDF. It is read in your browser and not uploaded.
- Check the badge: Reconciled means opening balance + credits − debits equals the printed closing balance (method).
- Download, then import (QuickBooks Online, Xero).
CSVLedger has no per-bank template and we have not tested every Citi layout; the reconciliation check is what tells you whether a particular statement was read correctly. See all banks in the US bank statement format guide.
Frequently asked questions
Can I download Citi transactions as CSV or QBO?
Cards: PDF, Quicken and Microsoft Money; CitiBusiness: QBO, QFX, QIF, CSV, BAI. Source: Citi Cards: paperless statements (https://www.citi.com/us/cards/svc/cbna/content/jump-page/paperless1/citstatmntext.htm), checked October 29, 2026.
How far back can I download Citi transactions?
Cards: download statements from the past 12 months; CitiBusiness: last 180 days. For older periods use the PDF statements (cards: up to 7 years online).
How do I convert a Citi PDF statement to Excel?
Download the PDF from Citi online banking and drop it into CSVLedger. It is converted in your browser, reconciled against the opening and closing balances, and exported as Excel, CSV, QBO or Xero CSV.